.terms-intro{background:#fff;padding:68px 0 54px;border-bottom:1px solid #dce8f3}.terms-intro h1{font-size:clamp(42px,5vw,68px);line-height:1.04;letter-spacing:-.04em;margin:12px 0 16px}.terms-intro p{color:#647991;font-size:18px;line-height:1.7;max-width:660px}.terms-meta{display:flex;gap:24px;flex-wrap:wrap;margin-top:25px;color:#6c8295;font:11px 'DM Mono';text-transform:uppercase;letter-spacing:.04em}.terms-meta span:first-child{color:#119a77}.terms-wrap{background:#fff;padding:55px 0 90px}.terms-layout{display:grid;grid-template-columns:230px 1fr;gap:55px;align-items:start}.terms-tabs{position:sticky;top:24px;display:grid;gap:7px}.terms-tabs button{text-align:left;background:#fff;border:1px solid #dbe6f1;border-radius:7px;padding:13px 15px;color:#60778c;font:13px Manrope;cursor:pointer;transition:.2s}.terms-tabs button:hover{border-color:#1268e8;color:#1268e8}.terms-tabs button.active{background:#0d1f33;color:#fff;border-color:#0d1f33;box-shadow:0 8px 18px #0d1f3320}.terms-content{background:#fff;border:1px solid #dbe6f1;border-radius:14px;padding:clamp(28px,5vw,55px);min-height:600px}.terms-panel{display:none}.terms-panel.active{display:block}.panel-kicker{color:#1268e8;font:11px 'DM Mono';text-transform:uppercase;letter-spacing:.06em}.terms-panel h2{font-size:clamp(30px,4vw,48px);line-height:1.08;letter-spacing:-.035em;margin:14px 0 20px}.terms-panel h3{font-size:20px;margin:32px 0 11px;color:#172a3d}.terms-panel p,.terms-panel li{color:#5e7489;font-size:16px;line-height:1.75}.terms-panel ul{padding-left:20px;margin:10px 0}.terms-panel li{padding-left:7px;margin:8px 0}.terms-panel li::marker{color:#119a77}.hours-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:15px}.hours-grid div{background:#f5f9fd;border:1px solid #dbe6f1;border-radius:8px;padding:17px}.hours-grid b{display:block;color:#172a3d;font-size:14px;margin-bottom:8px}.hours-grid span{display:block;color:#647991;font-size:13px;line-height:1.5}@media(max-width:800px){.terms-layout{grid-template-columns:1fr;gap:25px}.terms-tabs{position:static;display:flex;overflow:auto;padding-bottom:3px}.terms-tabs button{white-space:nowrap}.terms-content{padding:28px 22px}.hours-grid{grid-template-columns:1fr}}